Asset-Based Loans
Asset-Secured Lending
Leverage Business Assets for Growth Capital
Linkcrest Capital, Inc. has helped businesses nationwide secure Asset-Based Loan solutions since 1987. We arrange financing backed by receivables, inventory, and equipment for companies with established operating histories, providing flexible capital to improve liquidity and support growth.
Flexible Capital to Support Growth
Asset-Based Financing Beyond Traditional Bank Limits
Many asset-based loan requests don’t fit traditional bank credit boxes—that’s where we help. We evaluate the full financial picture, not just a credit score, to structure asset-backed financing that improves liquidity, unlocks working capital, and keeps your business moving forward.
Previous Transactions
Mergers / Acquisitions … a buying group, senior management personnel of a company, or a private equity firm simply needs the “right” capital source, lender and organization to culminate a transaction.
Many customers have utilized “Linkcrest” via merger or acquisition related opportunities because of our ability to secure the “equipment financing portion” of a request. We coordinate efforts with select working capital groups and real estate lenders as needed and required.
$18,675,000
For an established energy services company (Three divisions .. Site preparation, Equipment rental and Well testing) which enabled the present management team to acquire the company utilizing an equity sponsor group and senior debt financing secured by equipment.
$12,850,000
Purchase of a regional competitor by a building materials company. Three funding sources (ABL Group, Equipment and Real Estate) were required for completion of this loan as no one financing entity or bank would consider the entire request.
Accounts Receivable / Inventory … companies with rapidly increasing revenue, customer ‘concentration’ issues, leverage ratio simply too high, inconsistent profits or general inventory ‘concerns’ via a present lending relationship seek solutions from Linkcrest Capital.
$8,175,000
Utilized by a steel services and distribution company for repayment of outstanding bank debt. $645,000 of additional ‘availability secured via increased advance rates on the A/R and inventory.
Company had net income in only two of the past four years but overall “trends” were positive.
$6,755,000
For an oil field supply company which required an increased Line of Credit to support customer expansion. Local bank had declined because of “excessive” inventory levels, minimal net income for the past two years and only a “fair” personal credit bureau of the owner.
Funding Criteria
Overview
$1,000,000 – $20,000,000+
Flexible Asset-Based Loan facilities secured by receivables, inventory, and equipment to support working capital, liquidity, or expansion needs.
Typical Qualifications
- 2+ years in business preferred.
- Established operating history and verifiable financial reporting required.
- Financing structured based on the strength and value of pledged assets.
- Advance rates determined by eligible receivables, inventory, and equipment collateral.
- No depository relationship required.
- Approvals and funding typically completed within 30–45 days.
- Flexible terms available.