Equipment Refinancing
Equipment Refinancing
Turn Existing Equipment Into Growth Capital
Linkcrest Capital, Inc. has been helping businesses nationwide refinance equipment since 1987. We specialize in securing refinancing solutions for companies with established cash flow and operating history. We deal with various challenging funding requests but secure a positive outcome in many instances.
Refinancing to Help You Grow
Refinancing Solutions Beyond Traditional Bank Limits
Many equipment refinancing transactions don’t fit traditional bank credit boxes—that’s where we help. We evaluate the full financial picture, not just a credit score, to structure refinancing that improves cash flow, unlocks capital, and keeps your business moving forward.
Previous Transactions
$29,500,000
For a Mid-West regional industrial parts fabrication company. This new seven-year term loan facility provided consolidation of several equipment loans while significantly reducing monthly payments for the company. Firm had $212.0MM in yearly revenue plus positive EBITDA and Net Income.
$17,750,000
Five-year term loan for an energy services Equipment Rental firm (construction, generators, compressors, light towers, heaters, etc.) with locations throughout the United States. This approval enabled the company to purchase additional rental equipment while expanding credit lines with major vendors.
$10,260,000
Funding of a four-year capital lease for an established pipeline contractor that had a history of inconsistent revenues and earnings for many years. $1,065,000 of working capital was secured via this refinancing as the company also located a new bank which provided increased credit lines.
$6,240,000
This five-year term loan for an expanding transportation company helped upgrade their fleet of trucks and trailers. The firm needed to exit a bank relationship (excessive covenants) while securing a very flexible factoring arrangement.
$5,780,000
Five-year term loan for an established highway contractor in Texas. Seven lenders were repaid via this equipment debt consolidation plus $762,000 or working capital obtained.
$2,915,000
Corporate production equipment utilized as collateral for this rubber parts manufacturing firm in the Midwest. Four-year capital lease structure; $410,000 in working capital obtained.
$,1075,000
Funding of a three-year capital lease for an energy services firm (site preparation company in Texas) which paid off bank debt and four equipment notes.
$622,000
Three-year term loan for a water hauling company in Oklahoma. Bank loan plus four equipment loans paid off with $125,000 of working capital secured.
Funding Criteria
Overview
$500,000 – $20,000,000+
- Equipment refinancing available for most types of used equipment.
- 2+ years in business preferred with established operating history.
- Financial package required for all approvals.
- No financial covenants or depository relationship required.
- Specialized industry-specific equipment eligible.
- Refinancing programs designed to improve cash flow and liquidity.
- Typical advance rates of 80%–90% based on current OLV appraisal.
- Approvals and funding typically completed within 45 days.
- Flexible terms available.